Code:

package smartKartice;

import java.util.List;
import javax.smartcardio.Card;
import javax.smartcardio.CardChannel;
import javax.smartcardio.CardException;
import javax.smartcardio.CardTerminal;
import javax.smartcardio.CommandAPDU;
import javax.smartcardio.ResponseAPDU;
import javax.smartcardio.TerminalFactory;

public class Main {

    public static void main(String[] a) {
        TerminalFactory tf = TerminalFactory.getDefault();

        try {
            List<CardTerminal> ctList = ctList = tf.terminals().list();
            System.out.println("Terminali: " + ctList);
            Card card = ctList.get(0).connect("T=0");
            System.out.println("Kartica: " + card);
            System.out.println(card.getATR());
            //posaljiAPDU(card);
            System.out.println("Protokol: " + card.getProtocol());
            card.disconnect(false);
        } catch (CardException ex) {
            ex.printStackTrace();
        }
    }

    private static void posaljiAPDU(Card card) throws CardException {
        CommandAPDU apdu = new CommandAPDU(1, 1, 0, 0);
        CardChannel cc = card.getBasicChannel();
        ResponseAPDU rApdu = cc.transmit(apdu);
        byte[] data = rApdu.getData();
        String response = "";
        for (int i = 0; i < data.length; i++) {
            response += (char) data[i];
        }
        System.out.println("Odgovor: " + response);
    }
}